Last update: November 1, 2025 

In Prostart Financial Consulting LLCOur priority is transparency and legal compliance. We know the credit repair and finance industry has been subject to abuse in the past; that's why we make it clear what you can expect from us, what we don't do and what your rights are as a consumer.

1. No guarantee of results

  • Our services aim to help you improve your credit situation, but every case is different.

    • We do not guarantee that specific accounts be removed from your report
    • We do not guarantee an exact or immediate increase in your credit score.
    • We do not guarantee the approval of loans, credit cards, mortgages, or other financial products.

    One customer may see a 50-point improvement in their score in a few months, while another may not see significant changes in the same period.

 

2. Your right to do so on your own

The law gives you the right to dispute information on your credit reports on your own, at no cost.

  • This can be done directly with Equifax, Experian y TransUnion.
  • The Federal Trade Commission (FTC) explica cómo hacerlo de manera gratuita en su sitio oficial: https://www.ftc.gov.

We exist to Save yourself time, give yourself structure and professional supportBut the right to do so without paying anything is always available to you.

 

3. Accurate information cannot be deleted

No company, including Prostart Financial Consulting LLCYou can legally remove information from your credit history that is:

    • Exactly.
    • Timely.
    • Verifiable by credit agencies.

 

4. We do not offer legal, tax, or investment advice

Our services are limited to the consulting credit already the assistance in financing (funding).

  • We do not provide legal advice or representation in legal proceedings.
  • We do not offer tax, accounting, or investment advice.
  • For these matters, we recommend consulting with certified lawyers, accountants, or financial advisors.

We specialize in credit and financing strategiesnot as a substitute for legal or tax services.


5. Relationship with lenders (financing)

When we help with financingWe act solely as intermediaries:

  • We connect applicants with lenders and financial partners.
  • We are not a direct lender.
  • We do not make credit decisions.
  • We cannot influence the approval policies, interest rates, or conditions determined by the lender.

Important: Loan approval depends exclusively on each lender's assessment of your financial profile.


6. Transparency in testimonials and success stories

On our website and marketing materials you can find customer testimonials and success stories.

  • All testimonials reflect real experiences.
  • However, the results presented They are neither typical nor guaranteed.
  • Your situation may be different and your results will depend on factors beyond our control, such as:
    • Your complete financial history.
    • The speed with which you provide requested documentation.
    • The response from credit agencies and creditors.

We always present success stories as examples of what is possible, not as promises.

 

7. Risks and limitations of our services

It is important that you understand the limitations and potential risks:

  • Credit agencies may reject disputes if they deem the information verifiable.
  • Some creditors may take months to respond to or process applications.
  • Financing may be denied if your debt level, income, or credit history does not meet the lender's requirements.
  • Maintaining a positive score depends on your future financial habits (on-time payments, low debt levels, etc.).

 

8. Compliance with the law (CROA and FTC)

Prostart Financial Consulting LLC strictly complies with Credit Repair Organizations Act (CROA) and with the regulations of the Federal Trade Commission (FTC).

  • We never charge upfront fees for credit repair services.
  • We always clearly inform consumers of their rights, including their right to cancel within 3 business days.
  • All contracts are delivered in writing, with transparent explanations.

 

9. Responsible use of information

We handle highly sensitive information (such as your SSN, credit reports, and financial statements).

  • We never share your information without your consent.
  • It is only used for the purposes described in our privacy policies.
  • We reject deceptive practices, manipulation of artificial scores, or any action that violates the law.


10. Contact

If you have any questions or concerns about these disclaimers, you can contact us at:

  • 📧Email: info@prostartconsulting.com
  • 📞 Telephone: +1 (724) 234-0417
  • 🏢 Address: 606 Liberty Ave, Pittsburgh, PA 15222, USA